ARTICLES WITH TAG: credit
Economy & Finance
AI for Personal Default Prediction: Promises and Challenges Ahead
In this piece we summarize some of the lessons that can be gleaned from the recent academic literature arising from the application of powerful artificial intelligence (AI) techniques to consumer credit risk.
Economy & Finance
GIVE ME MORE! COLLATERAL VERSUS SCREENING IN LENDING RELATIONSHIPS
How do banks adjust when faced with a sudden rise in capital requirements?