ARTICLES WITH TAG: credit

AI for Personal Default Prediction: Promises and Challenges Ahead
Economy & Finance

AI for Personal Default Prediction: Promises and Challenges Ahead

by Andras Fulop

In this piece we summarize some of the lessons that can be gleaned from the recent academic literature arising from the application of powerful artificial intelligence (AI) techniques to consumer credit risk.

GIVE ME MORE! COLLATERAL VERSUS SCREENING IN LENDING RELATIONSHIPS
Economy & Finance

GIVE ME MORE! COLLATERAL VERSUS SCREENING IN LENDING RELATIONSHIPS

by Artashes Karapetyan

How do banks adjust when faced with a sudden rise in capital requirements?